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To prevent usury (unreasonable and excessive rates of interest), some jurisdictions limit the annual percentage rate (APR) that any lender, including payday lenders, can charge. Some jurisdictions outlaw payday lending entirely, and some have very few restrictions on payday lenders. In the United States, the rates of these.

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Other workers are experiencing the same pay issues, including one woman who is a single mother. She said she was forced to take out numerous payday loans to cover bills and rent. “I’ve taken out at least three of them,” she said. “One.

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